SyamantakSyamantak · Valuation Automationस्यमन्तकः — सनातनः कनकस्य हेतुः। अद्यतनः सारस्य हेतुः · Syamantak — Eternal, the catalyst of gold. Today, the catalyst of worth.
Intelligent & private  ·  for Chartered Accountants & Registered Valuers

The intelligent catalyst for
valuations & bank CMAs.

Syamantak fetches your market data automatically, reviews every number intelligently, and saves it all securely — on your own PC, never the cloud.

or see what's inside  ↓
DCF — FCFF & FCFE  ·  NAV  ·  comparable companies  ·  bank-format CMA  ·  MPBF & DSCR  ·  Income-tax Rule 11UA, FEMA & ROC purposes  ·  ICAI VS & IVS aligned  ·  your client's data stays on your computer
A look inside

See the software do the work.

Not a spreadsheet — a guided workspace that reads your file, builds the valuation, and checks itself as it goes.

Step 1 · Import

Upload your file. Syamantak reads it.

Point it at the client's Excel — any format, even Tally. It maps most lines automatically and clearly flags the few that need your eye, picks the base year, and shows each figure for you to confirm. No template to force your data into.

Syamantak maps your file to the right lines
Cost of capital

The discount rate, built and defended.

CAPM cost of equity and WACC, with the Damodaran sector beta, risk-free rate and size premium fetched for your valuation date. A live valuation updates on every change — so you always see the number you're building.

Cost of capital build-up with a live valuation panel
Built-in intelligence

A second reviewer, watching every step.

Syamantak checks itself the way a senior reviewer would — every input confirmed, the balance sheet tied, the method justified, each figure cross-checked. A double-count, a broken chain, a number that won't reconcile is flagged before it reaches your client.

Built-in review checklist and cross-checks
The methods

Every method — computed and explained.

FCFF, FCFE, NAV and comparable companies, each worked step by step in plain English — normalise, discount, bridge to equity — and reconciled against one another, so the concluded value stands up to scrutiny. The bank CMA works the same way, in each bank's own format.

FCFF computation worked step by step
Built by a practising RV
Made by a Chartered Accountant & Registered Valuer — every feature comes from a real engagement, not a product brief.
Start where you work today

Pick a tool and see it on your own figures.

Questions, answered

Frequently asked questions

What can I do with Syamantak?
Run full company valuations — DCF (FCFF & FCFE), Net Asset Value and comparable-company multiples — and prepare bank-format CMAs with MPBF and DSCR. Syamantak reads your client's figures, reviews every number, lets you set the judgment calls, and drafts the Word report for you.
How does Syamantak work?
Point it at the client's Excel (any layout, even Tally) or paste the statements. It maps most lines automatically and flags the few that need your eye, builds the projections and the valuation, and checks itself as it goes — per-year balance-sheet ties, the earnings chain, the discount-rate build-up. You confirm the figures; it produces the report.
Is my client's data safe?
Yes. Your client's figures never leave your computer — there is no cloud account and nothing is uploaded. Syamantak does fetch public market data (the Sensex level on the valuation date, sector betas) from the internet to build the cost of capital, but that is market information, not your client's data.
Do I need to be a valuation expert?
It is built for Chartered Accountants and Registered Valuers, and it guides each step and explains every figure — the beta and its re-levering, the normalisation, the method choice. The software does the heavy lifting, but the judgment and the integrity of the number stay with you.
What can it import?
Excel workbooks in almost any format, Tally exports, or figures you simply paste from an email, a PDF or a Google Sheet. It reads the full P&L and balance sheet for every forecast year — there is no template to force your data into.
Which standards does it follow?
Reports are aligned with the ICAI Valuation Standards (VS 103) and the International Valuation Standards (IVS 105), and are suited to Income-tax Rule 11UA, FEMA and ROC purposes, with the basis, approaches and disclosures set out in full.
What are the technical requirements?
A Windows PC with a modern web browser. The tools run locally on your machine — your data works offline; only the market-data lookups use the internet. Nothing heavy to install.

The intelligent catalyst for valuations & bank CMAs — built by a practising Chartered Accountant & Registered Valuer. Your client's figures stay on your own PC.

Product

Try a live sample DCF Valuation Bank CMA

Company

About Who it's for Security & privacy
© 2026 Syamantak Valuation Automation  ·  Made in India for Chartered Accountants & Registered Valuers  ·  Currently in private beta.
Products · two tools, one workspace

A full valuation engine and a bank-ready CMA.

Two distinct tools for two distinct jobs — sharing the same offline, intelligent workspace.

Product 1 · Valuation

DCF Valuation

FCFF, FCFE, NAV and comparable companies — the method chosen, defended and reconciled. CAPM cost of equity with Damodaran sector beta, size premium, DLOM and terminal growth; a live valuation on every change; sensitivity tables; and a signed-ready Word report on your letterhead. For fund-raising, FEMA pricing, Rule 11UA, ESOP and M&A — tied to ICAI VS & IVS.

DCF cost of capital and live valuation
Product 2 · Bank finance

Bank CMA

A different job from valuation — and a tool built for it. Projections, ratios and the working-capital cycle that hang together, the MPBF limit (Tandon II) and DSCR, Forms I–VI in each bank's own format, a banker's-view assessment and a Word CMA report. Upload any bank's blank template and Syamantak fills it.

CMA banker's-view assessment
Who it's for

Built for the work on your desk.

Made for Chartered Accountants and Registered Valuers — and for the specific engagements that fill the week.

Fund-raising

Investor & funding rounds

A defensible DCF and a pre/post-money bridge for the next round — the report an investor or board will accept.

FEMA

Cross-border pricing

Arm's-length pricing for issue or transfer of shares and CCPS under the NDI Rules — certified, on an internationally accepted method.

Income-tax

Rule 11UA / 56(2)

Fair-value workings for the angel-tax and 50CA provisions, in the form the statute expects.

Bank finance

CMA for lending

Banker-ready CMA data — MPBF, DSCR and the forms — in the format your bank wants, first time.

ESOP & M&A

Deals & incentives

Per-share fair value for ESOP grants, mergers and buy-backs, with the methods reconciled.

Reporting

Financial reporting

Purchase-price allocation and impairment support, grounded in the same income and market approaches.

Security & privacy

Your client's data never leaves your laptop.

The confidentiality your clients expect — guaranteed by design, not by a privacy policy.

No upload

Nothing is sent

Your client's financials stay on your machine. There is no server to upload to, and no account to sign into.

Offline

Works without internet

Open it, map a file, build the valuation and the report with the internet switched off. It simply runs.

One-way

Market data comes in only

Risk-free rate, sector beta and peer multiples are fetched one way, only when you ask — your figures are never part of that request.

Yours

On your letterhead

The report is generated on your own letterhead, in Word — your document, your firm, your sign-off.

No lock-in

A single file

The whole tool is one file on your computer. No install, and no subscription that your past work depends on to stay alive.

You decide

Every figure is editable

Nothing is a black box — every input and intermediate figure is visible and overridable, so the number is always yours to defend.

About

Built by a valuer, for valuers.

Syamantak was written by a practising Chartered Accountant and Registered Valuer — out of the grind of doing valuations and CMAs by hand, engagement after engagement.

The origin

Every feature earned on a real file.

This isn't a product dreamed up in a boardroom. Each check, each flag, each line of the report exists because a real engagement demanded it — a bank that wanted its own format, a Big-4 review that caught a subtlety, a CCPS term sheet that changed a basis. The software has sat in the reviewer's chair hundreds of times.

A worked valuation
Why "Syamantak"

The gem that favoured only the honest.

In the Puranas, the Sun gave the Syamantak gem to one he judged worthy; in honest keeping it brought forth gold each day, but taken by stealth it brought only ruin. The software carries the same principle — it does the heavy lifting, but the judgment, and the integrity of the number, stay with you.

See it for yourself

Open a tool and run your own figures.

Prefer to look before you type? Open a finished valuation of a fictional company and click through every screen — no upload, no sign-in.

About Syamantak

Eternal — the catalyst of worth.

In the Puranas, the Sun gave the Syamantak gem to one he judged worthy. In honest keeping it brought forth gold each day and guarded against every calamity; taken by stealth, it brought only ruin. When it was lost, Sri Krishna himself traced it and restored it to its rightful owner — for its gold favoured only the honest.

Then
A catalyst of gold
Now
A catalyst of worth — in the valuation, and in the CMA before the bank
Two tools, one workspace

Which area are you working on?

Pick your area of work — you'll move through its screens, and can switch anytime from the DCF | CMA toggle in the header.

Valuation
DCF Valuation
Fair-value a company — FCFF / FCFE, NAV and comparables — with the method, beta, DLOM, terminal growth and the report made for you, tied to ICAI VS & IVS.
Enter DCF →
Bank Finance
CMA Data
Build a banker-ready CMA — projections, ratios and the working-capital cycle that hang together, the MPBF limit and DSCR, in each bank's own format.
Enter CMA →
DCF · the problems you face

The week doesn't go to the valuation — it goes to the calls around it.

Method, comparables, beta, size premium, DLOM, terminal growth, whether NAV belongs in or out — each one picked, defended and tied to a standard. Syamantak settles every one.

✦ ✦ ✦
Which method?
Comparables?
Beta?
NAV — in or out?
DLOM?
Terminal growth?
Size premium?
Cost of equity?
Cost of debt?
Capital mix?
Terminal value?
Normalise?
Risk premium?
The report?
DCF · how it works

Upload the figures. Syamantak does the rest.

Every call that used to eat your week goes in as a problem — and comes back out resolved, defended and ready to sign.

✓ Fully offline✓ ICAI VS & IVS✓ On your letterhead
DCF · what it does for you

Every judgement call — made for you, and defended.

✦ Syamantak works out each one
Upload

Reads your Excel

Auto-maps most lines of the balance sheet & P&L; you confirm the few it can't. Nothing dropped.

Income method

Recommends FCFF / FCFE

From the company's real leverage — with a confidence score and the reason, printed in the report.

Discount rate

CAPM build-up → WACC

Risk-free rate, re-levered beta, equity & size premia, cost of debt — each suggested, each editable.

DLOM

Scores the discount

Five factors set the DLOM band — and it writes the paragraph that defends it.

Comparables

CCM multiples

Peer multiples with a size-comparability check, so the market approach is corroborated, not guessed.

Income-tax

Rule 11UA (NAV) — built in

Pick the Income-tax purpose (transfer u/s 50CA or receipt u/s 56(2)(x)) and the tool switches to the full statutory 11UA(1)(c)(b) working: the balance sheet auto-fills A–L, you add stamp-duty / FMV values (with the source — valuer or ready-reckoner), and the (A+B+C+D−L)×PV∕PE exhibit, the 8-point computation notes and the report are produced automatically. Figures in lakhs/crores convert to rupees in one click.

Report

IBBI-format draft

A full Word report with all disclosures — and a final check that the figures match the client's statements.

DCF · see it work

A walk-through of the real screens

Every step is done automatically — what Syamantak works out for you is highlighted in gold.
Upload
DCF · get it

Run your next valuation on it.

The tool runs entirely on your device — no client data is transmitted. It's a draft prepared for the professional's judgement, not a substitute for it.

↓ Download DCF Valuation
Questions or a demo: WhatsApp · Email · +91 98909 42480
CMA · the problems you face

The week doesn't go to the CMA — it goes to making it hang together.

Projections a banker won't question, ratios and a working-capital cycle that agree, the MPBF limit and DSCR, and every bank's own format to fill. Syamantak settles every one.

✦ ✦ ✦
Projections?
Ratios?
Working capital?
MPBF limit?
DSCR?
Bank format?
CMA · how it works

Bring in the figures. Syamantak builds the CMA.

Every call the banker will question goes in as a problem — and comes back out modelled, cross-checked and in the bank's own format.

✓ Fully offline✓ Bank norms✓ On your letterhead
CMA · what it does for you

Every CMA number — modelled, cross-checked, bank-ready.

✦ Syamantak works out each one
Projections

Grounded forecasts

Sales, costs and the P&L modelled forward on stated assumptions you can adjust.

Ratios

Cross-checked

Every key ratio computed and flagged against the bank's norms, with the weak ones called out.

Working capital

The cycle, sized

Inventory, receivable and payable days set to the business — justifying the limit.

MPBF

The limit, computed

Maximum Permissible Bank Finance (Tandon / Nayak) with the drawing-power working.

DSCR

Stress-tested

Debt-service coverage across the term loan's life, under the bank's lens.

Bank formats

Each bank's own form

Forms I–VI in the expected layout — SBI, PNB, HDFC and more — ready to submit.

CMA · see it work

A walk-through of the real screens

Every step is done automatically — what Syamantak works out for you is highlighted in gold.
Financials
CMA · get it

Build your next CMA on it.

The tool runs entirely on your device — no client data is transmitted. It's a draft prepared for the professional's judgement, not a substitute for it.

↓ Download CMA Data ↓ Rule 11UA (in the valuation tool)
Questions or a demo: WhatsApp · Email · +91 98909 42480